Each is solely responsible for its own financial condition . . (1981-2020)B.A., Baylor U.; M.A., U. of Nebraska; Ph.D., Brown U. Ann E. Rushing, Ph.D., Professor of Biology. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. ; Ph.D., Texas A&M U. Gary Hardie, Professor of Cello and Coordinator of Strings (1981-2021)B.S., Duke U.; M.F.A., California Institute of the Arts; D.M.A., U. of Iowa. If requested before 2 p.m. you will receive a response today. ; Ph.D, ibid. (1984-2021)B.B.A., Texas Tech U.; J.D., U. of Oklahoma. McCormick Theological Seminary; D. Interests in the retirement healthcare program are offered solely by the employer. Helen Harris, Ph.D., Associate Professor of Social Work. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. (1974-2006)B.M., U. of Illinois; M.S. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. L. Kent Gilbreath, Ph.D., Professor of Economics. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. Its California Certificate of Authority number is 6992. Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. Ellen K. Brown, M.L.I.S., Associate Professor, University Libraries (1976-2010)B.S., Wayland Baptist College; M.A., Baylor U.; M.L.I.S., U. of Texas. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Resources. Current curriculum vitae of the candidate. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Mungello, Ph.D., Professor of History. Gary W. Hull, Ph.D., Associate Professor of History. (1978-2018)B.S., Louisiana State U.; J.D., ibid; M.S., ibid. Krassimira Jordan, Professor of Piano (1989-2021)Diploma, Sofia Conservatory of Music; M.M.A., Vienna Academy of Music and Dramatic Arts. Your plan may distribute your entire balance if the value does not exceed $2,000. Your contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Texas Tech U. (1990-2001)B.A., Baylor U.; M.A.,ibid. There are several technology companies that offer end-to-end notarization systems. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Member FDIC. those enrolled in Medicare but not collecting Social Security (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid. Dianna M. Vitanza, Ph.D., Associate Professor of English. (1958-2002)B.A., Ouachita Baptist U.; M.A., Louisiana State U.; Ph.D.,ibid. The most you can contribute in 2023 is $22,500 per IRS rules. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. Owen T. Lind, Ph.D., Professor of Biology. The TIAA group of companies does not provide legal or tax advice. It is possible to lose money by investing in securities. Many employers offer contribution matching. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. Member FDIC. During enrollment, once you choose your contribution amount, you can direct your contributions to a range of investment options. If you make a withdrawal prior to age 59, you may be subject to a 10% penalty in addition to ordinary income tax. Steve Driese, Professor of Geosciences (2004-2022)B.S., Southern Illinois U.; M.S., U. of Wisconsin-Madison; Ph.D., ibid. An annuity is an insurance contract with one or more fixed-rate and variable investment options. (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. Professional advice. R. Michael Rogers, J.D., Professor of Law. ; Ph.D., Kent State U. Rufus B. Spain, Ph.D., Professor of History. Letter of Request from head of Academic Unit that includes a summary of the candidates contributions to the College, 2. Lewis M. Barker, Ph.D., Professor of Psychology and Neuroscience. (E.E. (1956-1957, 1964-1998)B.S., Oklahoma Baptist U.; M.A., Vanderbilt U.; Ph.D.,ibid. . If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. ; D.M., Florida State U. Robert W. Vargas, Ph.D., Professor of Computer Science. Make a selection before beginning enrollment. E. Jeter Basden, Ed.D., Professor of Religion. Your RMD Applicable Age was 70 if you were born before 7/1/49; 72 if you were born on or after 7/1/49 or in 1950; 73 if you were born between 1951 and 1958; 75 if you were born in 1960 or later. Helen E. Benedict, Ph.D., Professor of Psychology. (1998-2017)B.S., Louisiana Tech U.; M.B.A.,ibid. Rose, Ph.D., Professor of Finance, Insurance, and Real Estate. Please consult your legal or tax advisor. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. Does it still make sense in relation to your age and lifestyle? 1968-71. (1981-2011)B.S.N., Northern Illinois U.; M.S.N., U. of Tennessee, Knoxville; Ph.D., U. of North Texas. D.E. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. David W. Eldridge, Ph.D., Professor of Biology. Fees and expenses have always been part of a retirement savings plan-some fees are associated with the administration of the plan and may be covered by your employer, while others are paid by you based on the specific investments and services you choose. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. ; M.F.A., Cranbrook Academy of Art. (2003-2021). Our Premedicine Program is designed for those students who desire to attend medical school upon undergraduate degree completion. (1984-2017)B.S., The Ohio State U.; M.S.,ibid. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. The providers above are independent entities and are not legally affiliated. *Guarantees are subject to the claims-paying capability of the insurer. (1981-2004)B.A., Columbia Bible College; B.D., Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Ralph C. Wood, Professor of Theology and Literature (1998-2021)B.A., East Texas State U.; M.A., ibid; M.A., U. of Chicago; Ph.D., ibid. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. Guarantees are based on the claims-paying ability of the issuer. When you leave your employer, you may be eligible to withdraw your retirement savings. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (2001-2002, 2002-2020)B.S., Baylor U.; J.D., ibid. Roger L. Keyes, M.M., Professor of Piano. Wood, Ph.D., Professor of Religion. ; M.S., ibid. Music, Juilliard School of Music; D.M.A., U. of Illinois. (2010-2020)B.F.A., U. of Nebraska; M.F.A., Wichita State U. F. Michael Ard, D.M.A., Professor of Keyboard Studies. Many services are necessary for the day-to-day operation of your employer's retirement plan. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. 1Annuities are designed for retirement savings or for other long-term goals. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. (1981-2003)B.S., U. of Wisconsin, River Falls; M.M., Indiana U.; Ph.D.,ibid. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. William A. Tillman B. Rodabough, Ph.D., Professor of Sociology. ; Ph.D., U. of Oklahoma. (1984-2018)B.B.A., Texas A&M. The TIAA group of companies does not provide legal or tax advice. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. B.A., Furman U.; M.Div., Southeastern Baptist Theological Seminary; Ph.D., U. of Cambridge. However, diversification doesn't guarantee against loss. If requested before 2 p.m. you will receive a response today. ; D.B.A., Indiana U. Mary K. "Suzy" Weems, Ph.D., Professor of Nutrition Sciences. Delton L. Chesser, Ph.D., Professor of Accounting. Doris A. DeLoach, D.M., Professor of Oboe and Music Theory and Director of Instrumental Studies. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. 3. Judith R. Lusk, Ph.D., Professor of Family and Consumer Sciences. ; Ph.D., ibid. (1962-2000)B.S., Baylor U.; M.S.,ibid. If requested before 2 p.m. you will receive a response today. To submit an abstract - Aug. 14, 2023 by 5 p.m. Poster Presentation - Sept. 15, 2023 Emeriti Plan View plan details Take charge of your future today. The office is committed to fostering an environment in which faculty can develop, succeed, and realize their full professional potential. (1973-2011)B.A., Baylor U.; M.A.,ibid. (1973-2009)B.A., Southern Methodist U.; M.A., U. of Texas; Ph.D.,ibid. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. Terry Maness, Dean of Hankamer School of Business and Professor of Finance (1972-2021)B.A., Baylor U.; M.S., ibid. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. Harry Elzinga, Ph.D., Professor of Musicology. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. I have a form requiring notarization. Lawrence G. Felice, Ph.D., Professor of Sociology. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. Each year UTHealth, The University of Texas MD Anderson Cancer Center, University of Houston - College of Medicine, UTMB-Galveston, and Baylor College of Medicine holds a one-day symposium. Baxter Johns, Ph.D., Professor of Mathematics. Northern Illinois U.; Ph.D., Pennsylvania State U. William A. Mitchell, Ph.D., Professor of Political Science. Don F. Parker, Jr., Ph.D., Professor of Geology. We offer several services in order to prepare students for the often rigorous journey in becoming a doctor, including: Premedicine students are encouraged to select a major in which they feel they will . Johanna Guenther, Ph.D., Associate Professor of Nursing. (1960-1990)B.B.A., U. of Texas; M.L.S., Texas Womans U.; Ph.D.,ibid. 1996. ; Ph.D. U. of Georgia. (1984-1996)B.A., Baylor U.; M.A., U. of Illinois; Ph.D., U. of Colorado. David Hendon, Ph.D., Professor of History. (1979-1999)B.S. John D. Martin, Ph.D., Professor of Finance, Insurance, and Real Estate. schedule an appointment with a TIAA investment professional or attend a seminar. To recap, here's what you'll want to think about when you enroll: Think how long your retirement savings will need to last. Mary P. Nichols, Ph.D., Professor of Political Science. (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. Edwin P. Oxford, Ph.D., Professor of Mathematics. Louis Muldrow, J.D., Professor and the Abner V. McCall Professor of Evidence. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. Robert Cloud, Professor of Education Administration (1988-2021) B.S., Howard Payne College; M.S., Baylor U.; M.A., U. of Houston, Clear Lake; Ed.D., Baylor U. Linda R. Cobbs, M.L.S., Associate Professor, University Libraries. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. Lyle C. Brown, Ph.D., Professor of Political Science. (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. (1966-2020)B.A., Baylor U.; J.D., ibid., L.L.M., U. of Michigan. William F. Cooper, Ph.D., Professor of Philosophy. Elizabeth Farren, Ph.D., Professor of Nursing. Karl A. Umlauf, M.F.A., Professor of Art and Artist in Residence. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. (1981-1997)B.S., U. of Kentucky; M.B.A., Syracuse U.; Ph.D., U. of Pennsylvania. This practice is called "revenue sharing". (1967-2005)B.S. Bioinformatics analyst at Baylor College of Medicine and graduate from the Honors College at the University of Houston. Rayzor Lounge, Noon-3 p.m. Research Compliance Services offers educational opportunities forindividuals engaged in research at Baylor, from those new to research to seasoned investigators, and anyone needing a "refresher," or an update on current regulatory or institutional requirements. (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. Kris K. Moore, Ph.D., Professor of Statistics and Quantitative Business Analysis. (1968-1989)B.A., Baylor U.; M.S.Ed.,ibid. (1966-2003)B.A., International Christian U., Tokyo, Japan; Ph.D., Yale U. James M. Warren, Ph.D., Professor of Engineering. (1985-2005)B.B.A., U. of Texas; M.B.A., U. of North Texas; Ph.D., U. of Arkansas, Fayetteville. 1329 S. 7th Street (1978, 1980-2013)A.B., College of the Holy Cross; Ph.D., Tulane U. Michael N. Cassell, Ph.D., Associate Professor of Accounting. Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. Sandra J. Genrich, Ph.D., Professor of Nursing. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. (1988-2015)B.B.A., U. of North Texas; M.B.A.,ibid., Ph.D., U. of Georgia.C. (1975-2019)B.A., Ohio State U.; M.A.,ibid. ; D.B.A., Indiana U. Michael W. Mansfield, Ph.D., Professor of Political Science. Patients may choose to wear a mask, or request that staff or physicians wear a mask while in the exam room. (1963-1995)B.A., Cornell U.; M.S.,ibid. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . Martha L. Sanford, Ph.D., Associate Professor of Nursing. America's fourth largest city is a great place to live, work and play. You can also contact us online. (1980-2020)B.A., U. of Houston; M.A., ibid. For help and advice, call us anytime at800-842-2252. Plan Basics Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). (1954-1993)B.S., U. of Texas; M.Ed.,ibid. ; Ph.D., Texas Tech U. Philip A. Martin, M.A., Associate Professor of German. (1997-2014)B.S., U. of Texas; M.S., Sacred Heart U.; M.Ph., Columbia U.; Ph.D.,ibid. We realize the enrollment process requires making tough decisions. William Thomas, Professor of Accounting and Business Law and Master Teacher. (1968-1989)B.S., U. of North Texas; M.S.,ibid. Charles J. Isoline, Ed.D., Professor of Art. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician (1974-2010)B.S., Florida Atlantic U.; Ph.D., Florida State U. Marianna S. Busch, Ph.D., Professor of Chemistry. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Payments stop at the end of the period, during which you will have received all your principal and earnings. (1994-2020)B.S., Julliard School of Music; M.M.,ibid; D.M.A.,ibid. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. Its California Certificate of Authority number is 3092. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. (1981-2015)B.S., East Carolina U.; M.A.,ibid. Baylor College of Medicine 401 (a) Retirement Plan This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. Sharp, Ph.D., Professor of Curriculum and Instruction. ; Ph.D., U. of Georgia. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Many financial planners estimate that youll need 80-90% of your pre-retirement income to maintain your lifestyle in retirement. You can leave the tool now and go to Insights to read articles, use tools and see videos that will help you step forward. Username: Your username (up to 15 characters) can be a customer ID that you've chosen or your Social Security number (SSN). (1973-2011)B.S. How can I see my accounts and perform transactions online? ; Ph.D., Pennsylvania State U. J. William Petty, Ph.D., Professor of Finance, Holder of The W.W. Caruth Chair of Entrepreneurship, and Master Teacher. (1965-2000)B.M., Indiana U.; M.M.,ibid. Billie H. Nowlin, Ed.D., Professor of Home Economics. Donald R. Farris, Ph.D., Professor of Electrical and Computer Engineering. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. Roger L. Brooks, Ph.D., Professor of English. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . (1981-2014).B.A., Connecticut College; Ph.D., Yale U. Barbara L. Bennett, Ph.D., Professor of Music Education. View your investment options withTIAA here. (1971-2020)B.B.A., Baylor U.; M.B.A., ibid. Baylor College of Medicine has 723 full-time students (52.6 percent female / 47.4 percent male), 2,447 full-time faculty, and a faculty-student ratio of 3.4:1. Select a retirement plan and begin the enrollment process. Plan to save at least enough to cover the essential and inevitable expenses, like healthcare, long after you retire. Papers of BCM faculty, staff, departments, students and affiliates One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. Consider contributing to annuities1 that offer growth opportunities while your're saving and monthly income thats guaranteed for life when you retire. Mary Margaret Shoaf, Ph.D., Associate Professor of Mathematics. (1995- 2001)B.S., Baylor U.; M.S. Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. Please keep in mind that there are inherent risks in investing. ; Ph.D., U. of Texas. John "J.T." Login now. Fidelity does not provide legal or tax advice. However, diversification doesn't guarantee against loss. (2002-2020)B.A., California Baptist College; M.C.M., Southwestern Baptist Theological Seminary; D.M.A., ibid. (1983-2016)B.F.A., U. of Tennessee, M.F.A.,ibid. Pittsburgh Theological Seminary; Ph.D., Ohio U. Charles J. Delaney, Associate Professor of Finance, Insurance, and Real Estate. ; Ph.D., U. of Texas. Richard E. Duhrkopf, Ph.D., Associate Professor of Biology. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. (1974-1997)B.A., Biola College; B.D., California Baptist Theological Seminary; M.A., U. of Southern California; Ph.D.,ibid.